Boomer Slideshow

Are You A Baby Boomer?

A baby boomer is a person who was born during the demographic Post-World War II baby boom. The term “baby boomer” is sometimes used in a cultural context, and sometimes used to describe someone who was born during the post-WWII baby boom. Therefore, it is impossible to achieve broad consensus of a precise definition, even within a given territory. Different groups, organizations, individuals, and scholars may have widely varying opinions on what constitutes a baby boomer, both technically and culturally. Ascribing universal attributes to a broad generation is difficult, and some observers believe that it is inherently impossible. Nonetheless, many people have attempted to determine the broad cultural similarities and historical impact of the generation, and thus the term has gained widespread popular usage.

United States birth rate (births per 1000 population). The blue segment is the postwar baby boom.[1]In general, baby boomers are associated with a rejection or redefinition of traditional values; however, many commentators have disputed the extent of that rejection, noting the widespread continuity of values with older and younger generations. In Europe and North America boomers are widely associated with privilege, as many grew up in a time of affluence.  As a group, they were the healthiest, and wealthiest generation to that time, and amongst the first to grow up genuinely expecting the world to improve with time.

One of the unique features of Boomers was that they tended to think of themselves as a special generation, very different from those that had come before. In the 1960s, as the relatively large numbers of young people became teenagers and young adults, they, and those around them, created a very specific rhetoric around their cohort, and the change they were bringing about.[4] This rhetoric had an important impact in the self perceptions of the boomers, as well as their tendency to define the world in terms of generations, which was a relatively new phenomenon.

The baby boom has been described variously as a “shockwave” and as “the pig in the python.” By the sheer force of its numbers, the boomers were a demographic bulge which remodeled society as it passed through it.

The term Generation Jones has been used by Jonathan Pontell to distinguish those born from 1954 onward from the earlier Baby Boomers.

From Wikipedia, the free encyclopedia

Boomer Slideshow

Sixty Percent of Baby Boomers Do Not Have Enough to Retire

 

Nearly three in five baby boomers face a financial bust in retirement if the current economic climate persists, according to a study cited in a recent article by the Wall Street Journal.

“Early” baby boomers, aged 56 to 62, have a 47 percent chance of not having enough money to pay basic retirement costs, according to the Employee Benefit Research Institute. “Late” boomers, aged 46 to 55, as well as workers currently aged 29 to 45, have about a 45 percent chance of running short, the study noted.

Baby boomers, who make up around 78 million or 25 percent of the total spenders in the U.S., are among the Americans who have had their nest eggs slashed by 18 percent or an average of $171,000 per person since the end of 2007, according to the WSJ.

A study released earlier this month by the Century Foundation showed that declining housing values, weak investment markets and scarce opportunities for employment will all force baby boomers to tighten their belts in their old age. “In 2008 alone, housing prices dropped an average of 33 percent, greatly depleting the wealth of the majority of baby boomers, who have relatively little savings beyond what they have invested in their home. Concurrently, the 40 percent drop in equity markets in 2008 had a devastating affect on higher net worth baby boomers, for whom stock ownership is the predominant form of wealth,” the report noted.

The cutbacks would put an additional drag on retirees’ already weak consumer spending — people aged 65 to 74 spent 12.3 percent less in 2008 than they did ten years earlier, says the WSJ. In 2007, the consulting firm McKinsey estimated that baby boomers control nearly 40 percent of U.S. consumer spending.

Huffington Post  August 16/10

Retirement

Baby Boomer Generation- Getting Ready to Retire

Retirement – Getting Ready to Retire

Are you getting ready to retire? There are some things you need to know:

  • You need to apply at least six months prior to retirement for most government pensions.
  • You will need original copies of identification documents to apply for pensions and services
  • The retirement income system in Canada has three levels.

 

  • First level – the Old Age Security Program

The Old Age Security Program is funded through general tax revenues. It provides a basic monthly pension to more than 95% of Canadian seniors.

  • Second level – the Canada Pension Plan

The Canada Pension Plan is funded through contributions by Canadian workers and their employers as well as the earnings on the investment of the Plan’s funds. The Plan provides retirement pensions, disability benefits, survivor benefits and benefits for children.

  • Third level – private savings

Private savings include employer-sponsored pension plans, Registered Retirement Savings Plans (RRSPs) and other private savings.

For additional information regarding:

  • Getting Ready to Retire
  • Financial and Support Services
  • Governments Programs and Services
  • Other Resources
    • Public Health Agency of Canada
    • Ontario Seniors’ Secretariat – Information for Seniors

Please click on http://www.ontario.ca/en/life_events/retire/004439

Boomers Business- New Tools

Home Based Business Assistance

So many individuals have found the NEED to work from home either as a full time source of income or to supplement a full time job or business. Technology has fueled the growth in this sector as the tools to efficiently operate a business from home are widely accessible and generally affordable.

With the rapid change in technology comes the need for TRAINING. Whether you have been out of the work force for several years or a seasoned professional, admit it…there’s always something you stumble upon online that you simply don’t get! Then there are those repetitive tasks which you know you can shortcut but don’t know how.

http://debraannholder.com/?p=1

Boomer Slideshow

In Home Care

Supportive Housing is designed for people who only need minimal to moderate care — such as homemaking or personal care and support – to live independently. Accommodations usually consist of rental units within an apartment building. In a few cases, the accommodation is a small group residence.

Supportive housing buildings are owned and operated by municipal governments or non-profit groups including faith groups, seniors’ organizations, service clubs, and cultural groups. Accommodations, on-site services, costs, and the availability of government subsidies vary with each building. The care arrangements between a tenant and a service provider are usually defined through a contract between the two parties.

FOR MORE INFORMATION CLICK ON:

http://www.health.gov.on.ca/english/public/program/ltc/13_housing.html

Boomer Slideshow

5 Superfruits Pack A Nutritional Punch

Five powerful superfruits shows that health and wellness isn’t simply skin-deep.

“The combination of these juices leverages their synergic action in your body to the fullest, slowing your body’s cells’ aging process” Díaz de León says. Aging and damage of cells and tissues is a cause of major degenerative diseases.

With a nutritional supplement like Le´Vive, people can get what their bodies need, no matter how busy their schedules are. Le´Vive’s delicious and 5 superfruit combination packs a nutritional punch.

The juice may:

  • Help to neutralize free radicals, which cause aging
  • Increase energy and strength
  • Help you to maintain good health

For this and many more fantastic products please contact us:

Email: www.seeresultsnow@gmail.com

Visit our website https://www.ardysslife.com/default.aspx?ID=seeresultsnow

To order:  https://www.ardysslife.com/10-Nutricion.aspx?ID=seeresultsnow

Hobbies/ Special Interests

Sports

Golfing-Set a Goal for Yourself

One of the best tools you can use for your mental game is to set a goal for your self to achieve. For example, Lets say your handicap is at 14 right now and it has been that way for 10 years. Don’t resign yourself to the fact that you have got in the habit of shooting at this handicap and that is just the way it is.

 Try setting a goal of achieving a 10 handicap in 3 months. Not so hard if you think about it. All I have to do is shoot 4 strokes better. That’s only 4 putts on 18 I have to make or 4 less shots in the trees and more in the fairway.

 Write Your Goal Down on a Piece of Paper

 Ok, now I have my goal I will need to write it down in detail on a piece of paper and look at it every day. Once in the morning when you wake up and then right before you go to sleep.

 Make Your Goal Specific

 I want to achieve the handicap of 10 in 3 months time period. That is a specific goal that you can measure. Once you have a final goal, work backwards and see what the next action step would be. Things like

practice my putting, chipping, irons, and driver are all action steps you can take to practice. Mental things on the course must also be included. These are all your intermediate goals that you can make for yourself to achieve the final goal. Again write them down as a path to your destination.

 Make Your Goal Practical

 A goal of you shooting 72 probably is not very practical if your handicap is 14. Now I did not say it was impossible but just not reasonable in a short period of time. You don’t want to set yourself up for failure.  However, you may want to set a time period of 12 months for that goal. That would be more practical.

 Visualize Your Goal

 In your mind, think how it will feel when you lower your handicap to your goal. You can talk about it with your friend. Act out in your mind the actions your going to take to achieve your goal. Make the focus of all of your desire toward getting to that goal and you will be amazed what happens.

 In summary, if you set a goal, take action on the goal, and visualize the goal you will achieve the highest success on the golf course.

Check out this great tool to lower your score:

http://59fa43rcm2hh9-18vzhchufo3d.hop.clickbank.net/

Finances

Earn Income-Lose 2-3 dress sizes in 10 minutes

  The Body Magic reshaping garment, provides incredible results:

• Flattens the tummy

• Lifts the breasts

• Reshapes the leg

• Lifts and reshapes the buttocks

• Straightens the back

• Relieves back pain by pulling the shoulders back to correct posture

• Gives women of all sizes an “hour glass” shape! Sizes 4 – 28 and larger!

 PLEASE VISIT US AT WWW.ARDYSSLIFE.COM/SEERESULTSNOW

http://www.ardysslife.com/Opportunity.aspx?ID=seeresultsnow

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Housing

Retirement Homes

Retirement homes are privately owned rental accommodations for seniors who are able to manage and pay for their own care. Generally, retirement homes are designed for seniors who need minimal to moderate support with their daily living activities. These settings enable residents to live as independently as possible, while providing certain services and social activities. Retirement homes are also called “retirement residences”.

Anyone can apply to a retirement home. You do not need to provide medical evidence that you need a minimum level of care. The retirement home, however, may assess your needs to ensure that it can provide you with appropriate support, or that you do not need more support than it can provide

FOR MORE INFORMATION CLICK ON:

http://www.health.gov.on.ca/english/public/program/ltc/13_housing.html